You've that vehicle that serves your personal errands or is your means of commuting to and fro from your workplace, taking the family to outings, or serves as a testament or financial statement that you're a person of means and taste for high-end vehicles.
But beyond that pride or veneer lies what many know nothing about; that vehicle was acquired through credit financing and you're paying for that credit facility on a monthly basis, and this is what sees your salary shrink with the take-home after both statutory and that credit facility deductions looking pitiable.